Triodos has been involved in the organic sector for over 30 years. It means we’ve extensive experience and in-depth expertise that can help organic businesses grow.

Lending
Our range of different lending types includes;
- Term loans
- Working capital loans
- Overdrafts
- Commercial mortgages
- Bank guarantees
- Cash flow lending
Contact us for more information
We offer a professional, competitive service available exclusively to businesses and charities with positive social or environmental goals. We have a unique understanding of the services and support these organisations need in order to flourish.
As a borrowing customer, you’ll have a Triodos Bank relationship manager who not only knows your name, but is thoroughly familiar with your business - visiting you on site, and becoming a trusted and knowledgeable source of input and advice.
If you want to know more about any aspect of the comprehensive business banking services we offer businesses and charities - from everyday banking to raising capital - please get in touch.
Interest Rates
Our aim is to offer competitive interest rates. We can offer you one of the following:
- Base-rate linked : a rate that changes when the Bank of England base rate moves.
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Fixed rate : a rate that is fixed for an agreed period of time, to give you assurance about the cost of borrowing.
Security
In general, we expect all our loans to be fully secured. The security can be against property, assets that you own, or contracts with reliable customers. In some cases, we can consider other types of security such as borrowing communities where a group of people agree to guarantee a certain amount of your loan. You could also have one or more larger guarantors.
Fees
Triodos Bank normally charges between 1% and 1.5% of the value of your loan to pay for the cost of arranging it. If there are legal costs involved in getting security for the loan – like a property valuation – you’ll be responsible for paying these yourself.