*Arranged overdrafts available up to £2,000, debit interest 18% EAR** variable. Subject to credit and affordability checks.

No unexpected high overdraft fees or charges

We only offer arranged overdrafts and the charges are clear and simple. Overdrafts are available on request subject to credit and affordability checks. There is no unarranged overdraft or buffer provided, and so no unexpected high fees or charges as a result. Because we don't offer unarranged overdrafts it is important that you apply for and request an overdraft facility if you think you will need one.

How to apply for an overdraft

You can apply for an overdraft as part of your account application. If you decide that you would like to apply for an overdraft once your account has been opened you can apply over the phone by calling our Contact Team.

Overdraft charges

Variable interest rate (arranged and unarranged*)

18% (EAR** variable)

This will be calculated daily and applied monthly.

The charge for having an overdraft is simple and transparent. When you use your overdraft there is a charge which is calculated according to a percentage interest rate for each day you are using it. There are no additional daily or monthly charges for using an overdraft.

Overdraft Calculator

Before applying for a Triodos Current Account use this simple overdraft calculator to see what charges you would incur if you use an arranged overdraft with us.


Important information

If you use the maximum available overdraft facility of £2,000, the maximum you could be charged would be 91p per day or £30.58 per month at an interest rate of 18% (EAR** variable).

We don't offer an unarranged overdraft, however there are still situations where one may occur. See our Terms & Conditions for more details.

**Effective Annual Rate (EAR) is the annual cost of the overdraft, taking into account that interest is charged to the account monthly.

Triodos Bank Terms and Conditions and Tariff of charges apply.

How can we help?

We're open between 8:00am-6:00pm Monday to Friday. At any other time you can request a call back using our automated system. We will do our best to call you back at the time requested but sometimes this may not be possible.

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