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Triodos Innovative Finance ISA

Invest directly in organisations delivering positive impact, through an ISA

  • Open your crowdfunding platform account online, free of charge
  • Choose which individual organisations to invest in, all of which are delivering positive change
  • Invest up to £20,000 in the 2018/19 tax year
  • Earn interest on your investment tax-free
 Find out more 

Visit the crowdfunding platform for more information

What is an IFISA?

Individual Savings Accounts (ISAs) offer investors and savers a tax efficient way to save or invest. An Innovative Finance ISA (IFISA) is a type of ISA that allows you to include investments that have been made via crowdfunded bonds, share and peer-to-peer loan offers. As with all ISAs, you receive interest tax-free.

Understand different ISAs

The IFISA is not the same as a Cash ISA as your capital is at risk and is not protected by the Financial Services Compensation Scheme

More information about the IFISA including details of how to transfer your existing ISA can be found on our crowdfunding platform.

How it works

Once you choose to invest in an offer on this platform, if it is eligible you will have the option to continue with an IFISA. You can then open your IFISA online and your investment will be included within it. You'll also have the option to include future investments made through this platform.

Your ISA allowance

The total annual ISA allowance is £20,000 into either a Stocks & Shares ISA, Cash ISA or an Innovative Finance ISA. Alternatively, you can split your investment between each type of ISA providing you stay within the overall £20,000 limit.

NameAboutOffer closesReturnRiskMin. Investment
Dart Renewables BondInvest in hydro power11 May 20185% gross interest per year (inflation linked)Payment of interest and capital is not guaranteed£500
Coigach Community CIC BondInvest in wind energy to empower a community29 June 20185% gross interest per year (inflation linked)Payment of interest and capital is not guaranteed£250
Rendesco Invest in renewable heat generation for retirement homes30 July 20187% gross interest per yearPayment of interest and capital is not guaranteed£500

The Triodos Innovative Finance is available to UK residents aged 18 or over.

Your capital is at risk. Payment of interest on bonds is dependent on the success of the business model of the company that is issuing the bonds. Therefore, returns are not guaranteed and you may not get back the full amount invested. These investments may be long term and are not readily realisable.