Stocks and Shares ISA

Tax-efficient investments in sustainable listed companies

Why a Triodos Impact Investment Fund?

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Your finances, your way

Manage your money on the go with the Triodos App, or from the comfort of your home on a laptop or desktop with Triodos Internet Banking

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How to apply

Open an account in minutes on your smartphone

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You must be aged 18 or over and resident in the UK to invest in our Ethical Stocks & Shares ISA

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Explore our impact funds

Within your Stocks and Shares ISA, you can choose to invest in any one or all four of our funds, all of which invest with positive impact in a range of stock market listed companies and bonds.

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We want you to be sure this is the right investment for you. Before you invest, make sure you understand the risks and terms of your investment. This information is not financial advice. If you're unsure whether the Triodos Impact Funds are the right investment for you, please seek independent financial advice.

FAQs

How to transfer an existing ISA to a Triodos Stocks & Shares ISA

You can transfer some or all of an existing ISA to a Triodos Stocks & Shares ISA and invest in the Triodos Impact Investment Funds - without losing your tax-free ISA status. Remember, the benefits of ISAs depend on your circumstances and tax rules may change in future.

You can transfer from another provider, or from a Triodos Cash ISA or Innovative Finance ISA. Please check with your existing ISA provider if there are any penalties or charges for transferring out.

You can transfer in just a few simple steps.

  • Open a Triodos Stocks & Shares ISA

    Already have a Triodos Stocks & Shares ISA? Move onto step two.

    If you don’t currently have one, you'll need to apply for a Triodos Stocks & Shares ISA through the Mobile App before you can make a transfer into it.

  • Complete your transfer form

    Download the transfer form, complete it and return it to the address on the form.

    The form tells us which ISAs you want to move. If you want to transfer more than one ISA to us, please send us a separate form for each ISA you wish to transfer.

    The transfer forms are interactive so you can add your details online. However, we need an original signature, so you'll need to print and sign the form before posting it to us. 


  • We’ll transfer the cash across to your ISA

    We’ll transfer the funds directly between your ISAs and protect your tax-free ISA status.

    Do not move funds out of an ISA yourself, because your money will lose this ISA status.

    We’ll let you know when the transfer is complete. The whole process usually takes 14-30 days.

How to buy shares or top up your impact investment

You can purchase shares in the Triodos Impact Investment Funds through the Triodos Mobile Banking App or Internet Banking.

  • Choose the account you'd like to invest through

    In your account Overview, click on the account you would like to invest through (either a Stocks and Share ISA or Impact Investment Account), check that you have the amount of money available that you want to invest in your linked Cash Account. If not, make a transfer into the Cash Account you want to invest from.

    Your first deposit into your Cash Account must be from your nominated account. If you don’t make your first deposit from your nominated account it could cause delays in it showing in your account.

    See How do I add money to my Cash Account?

  • Choose your fund

    Once you’ve chosen the account, select the ‘Invest More’ button and select the fund you would like to invest in (be careful to choose the correct fund), click ‘Invest’, select either distribution or capitalisation shares, and then ‘Lump Sum’.

  • Confirm your investment amount

    Enter the amount you want to invest (minimum of £250 for lump sums or top ups and £25 for regular monthly investments) and click ‘Continue’.

  • Review the details

    You will then see a summary of your instruction and an estimate of the associated annual costs, if you are happy with these click ‘Continue’.

    The following page confirms your investment amount and the Cash Account which is to be debited.

    On the next page you can read the Supplementary Information Document (SID) and Key Investor Information Document (KIID), and you’ll be asked to confirm that you have read them before you can proceed.

  • Authorise the purchase

    Enter your Mobile Banking login or Internet Banking password to authorise the purchase.

    You will then see confirmation that your purchase instruction has been received.

  • We'll arrange the rest

    Instructions received before 10am on a Business Day will be dealt on the same day and priced at the next available valuation point - the Triodos Impact Investment Funds value every Business Day in the morning before European markets open. Instructions received after 10am or on a non-Business Day will be dealt on the following Business Day and priced at the next available valuation point.

    A contract note will be available under the ‘Transactions’ section for your Stocks and Share ISA or Impact Investment Account once the trade is completed. 

Can I switch my investment between funds or share classes?

You can switch between funds and share classes. A switch is when you sell your holding in one fund or share class and buy back another. For example, if you hold shares in the Triodos Global Equities Impact Fund and want to switch to the Triodos Pioneer Impact Fund or if you wanted to switch from holding distribution shares to holding capitalisation shares within the same fund.

You can do this through the Triodos Mobile Banking App or Internet Banking. Simply sell the shares you no longer want and once that deal has settled and the funds have arrived in your Cash Account you can purchase the shares in the fund you now want instead. The minimum investment amount of £250 applies for initial investments and top ups, or £25 per month for regular monthly investments.

If you would like to switch, please ensure you have read the relevant Key Investor Information Document (KIID) for the new fund which can be found under Key Documents on the fund pages, as well as the Supplementary Information Document (SID) and the Terms and Conditions for our Impact Investment Funds and Stocks and Shares ISA.

Please note, when selling your holding outside of an ISA wrapper you may realise a capital gain or loss. Most individuals have a capital gains allowance of £6,000 (for the 2023/24 tax year), any gain below this amount means there is no charge on any profit you made. If you happen to make a capital loss this can be used to offset future capital gains.

For further information see How can I move my TBUK non-ISA impact investment into the Triodos Stocks & Shares ISA? (Bed & ISA).

Once you add money into a Stocks and Shares ISA Cash Account, this will count as an ISA subscription for the current tax year.

Please note, if you have not paid into your ISA since 5 April 2022 you will need to declare your eligibility before transferring your money. For more information see Do I need to declare my ISA and how do I do this in Internet Banking?

Keep in mind that when you buy and sell investments, you might buy back slightly less due to market movement. And with investing in general, there’s always the risk that you could get back less than you put in.

How to sell your impact investment shares

You can sell shares in the Triodos Impact Investment Funds through the Triodos Mobile Banking App or Internet Banking.

  • Choose the account you'd like to sell shares from

    In your account Overview, click on the account you would like to sell shares from (either a Stocks and Share ISA or Impact Investment Account)

  • Choose the fund

    Under ‘My investments’ click on the fund you want to sell from (be careful to choose both the correct fund AND share class), then click ‘Sell’

  • Confirm the amount

    Enter the £ amount you want to sell and click ‘Continue’

    You will then see a summary of the amount you are instructing to sell, if you are happy with this then click ‘Continue’

    The following page confirms the Cash Account which is to be credited with any proceeds. Select ‘Confirm’ to continue 

  • Authorise the sale

    Enter your Mobile Banking login or Internet Banking password to authorise the sale. You will then see confirmation that your sell instruction has been received.

  • We'll do the rest

    Instructions received before 10am on a Business Day will be dealt on the same day and priced at the next available valuation point - the Triodos Impact Investment Funds value every Business Day in the morning before European markets open.

    Proceeds from sales will be received three Business Days after the dealing date.

    Instructions received after 10am or on a non-Business Day will be dealt on the following Business Day and priced at the next available valuation point. 

    Sale proceeds will be credited to the Cash Account to which they are linked.You can either leave them in the Cash Account or withdraw them to your nominated account.

    A contract note will be available under the ‘Transactions’ section for your Stocks and Share ISA or Impact Investment Account once the trade is completed.

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