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Ethical ISAs

Tax-efficient savings and investments from our range of ISAs

Save or invest up to your £20,000 ISA allowance before the end of this tax year and make a positive impact with your money. We offer three types of Ethical ISAs for you to choose from: Cash, Stocks & Shares and our new Innovative Finance ISA.

Your full allowance can be saved in one these, or you can split your subscriptions between the three. It's important you don't pay in more than the annual limit to any combination of ISAs. Tax savings depend on personal circumstances, and tax rules can change over time.

It's easy to transfer your existing ISA to Triodos Bank. Before transferring an ISA you should check with your current provider about any charges or conditions which may affect your ISA transfer.

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Cash ISAs

  • Interest rates up to 1.30% tax free (1.30% AER*)
  • Enjoy ethical and financial returns 
  • Apply for, and manage, your account online
  • Your savings are only lent to organisations bringing about positive social, environmental and cultural change

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Interest rates may change.

Stocks & Shares ISA

  • Invest from £1,000 up to £20,000 in the 2018/19 tax-year or top up £500
  • Rigorous best-in-class selection of sustainability performance, with strict minimum standards
  • Initial charge 0.5%, additional service and management fees apply


Available to residents of the UK who are 18 years of age or over. Your capital is at risk and the value of your investment may go down as well as up, and you may not get back the amount originally invested. Income is variable and not guaranteed. Currency fluctuations may also affect the value of your investment.

Innovative Finance ISA

  • Join the crowd and invest directly in pioneering organisations delivering positive change, via the Triodos Crowdfunding platform
  • Choose which individual organisations to invest in, all of which are delivering positive change
  • Earn interest on your investment tax-free

Available to UK residents aged 18 and over. Your capital is at risk. Payment of interest on bonds is dependent on the success of the business model of the company that is issuing the bonds. Therefore, returns are not guaranteed and you may not get back the full amount invested. These investments may be long term and are not readily realisable.