Find out about protection for savings with the Dutch deposit guarantee scheme .

*Rates applicable from 3 September 2018. Interest rate quoted is Annual Equivalent Rate (AER) and illustrates what the interest rate would be if interest was paid and compounded once each year. Tax free is the contractual rate of interest payable where the interest is exempt from Income Tax. The benefit to you of the favourable tax treatment for ISAs could change in the future and depends on your individual circumstances. Interest rates may change.

**Check with your current provider to see if there are any charges and/or conditions which may affect your ISA transfer.

Summary Box

Account name Triodos Cash ISA
What is the interest rate?
  • Interest rate is 0.65% tax free*/AER** variable.
  • Interest is calculated daily and paid six monthly on balances of £10 and over.
Can Triodos Bank change the interest rate? Yes – the interest rate is variable and can therefore change at any time. Please refer to section 15.3 of our Terms and Conditions for personal savings accounts.

At least 14 days’ notice in writing will be given of any reduction to the interest rate on this account.
What would the estimated balance be after 12 months based on a £1,000 deposit? £1,006.51

This estimate is based on £1,000 being deposited at account opening, no further deposits or withdrawals being made and interest being added to the account six monthly. This projection is for illustrative purposes only and does not take into account your personal circumstances.
How do I open and manage my account?
  • Can be opened by any UK resident aged 16 or over.
  • The account can be opened online or by post.
  • Sole accounts only, cash ISAs cannot be held in joint names.
  • The minimum opening deposit is £10 and must be made by electronic transfer from a nominated account or by cheque. Once the opening deposit is made, funds can be paid in from any account.
  • There is no maximum balance, but the maximum current year’s subscriptions should not be more than the current tax year’s ISA allowance of £20,000 (2018/19 tax year).
  • In addition to making deposits that count towards the ISA subscription allowance, existing Triodos UK or other providers’ ISAs can be transferred in.
  • The account can be managed online or by post.
Can I withdraw my money?
  • Yes, subject to the notice period which is 33 days.
  • There is no limit on withdrawals.
  • Withdrawals can be made online to the nominated account or by post.
  • Closure or transfer to another ISA provider is allowed at any time.
  • This is a flexible ISA which allows cash to be withdrawn and replaced in the same tax year without the replacement counting further towards the ISA holders’ subscription allowance for that tax year.
Additional information *The tax advantages of ISAs depend on your individual circumstances and the tax treatment of ISAs may change in the future.

** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

See our 'What is a flexible ISA' page  for more details.

Please ensure you also read the Terms and Conditions for our personal savings accounts.

For further information on ISAs and the ISA subscription allowance see for more details.

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