Find out about protection for savings with the Dutch deposit guarantee scheme .

*Rates applicable to accounts opened from 7 December 2016. To see rates applicable to accounts opened before 7 December 2016 please see our interest rates for personal accounts (including discontinued accounts) . Interest rate quoted is Annual Equivalent Rate (AER) and illustrates what the interest rate would be if interest was paid and compounded once each year. Tax free is the contractual rate of interest payable where the interest is exempt from Income Tax. The benefit to you of the favourable tax treatment for ISAs could change in the future and depends on your individual circumstances. Interest rates may change.

**Check with your current provider to see if there are any charges and/or conditions which may affect your ISA transfer.

The Terms and Conditions for our personal banking accounts are changing from 15 November 2017

These changes are to provide further clarity for our customers as well as some improvements to our products.

You can find a summary of the key changes and our current and new Terms and Conditions here.

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