Find out about protection for savings with the Dutch deposit guarantee scheme .

*Rates applicable from 3 September 2018. Interest rate quoted is Annual Equivalent Rate (AER) and illustrates what the interest rate would be if interest was paid and compounded once each year. The gross rate is the rate payable without any tax taken off. Interest rates may change.

Summary Box

Account name Triodos Online Saver Plus 
What is the interest rate?
  • Interest rate is 1.00% gross*/AER** variable.
  • Excess withdrawal interest rate is 0.10% gross*/AER** variable. This rate will be paid in the month a withdrawal is made when the annual penalty-free withdrawal limit has been exceeded.  
  • Interest is calculated daily and paid annually.
Can Triodos Bank change the interest rate? Yes – the interest rate is variable and can therefore change at any time. Please refer to section 14.3 of our Terms and Conditions for personal savings accounts.

At least 14 days’ notice in writing will be given of any reduction to the interest rate on this account.
What would the estimated balance be after 12 months based on a £1,000 deposit? £1,010.00

This estimate is based on £1,000 being deposited at account opening, no further deposits or withdrawals being made and interest being added to the account monthly. This projection is for illustrative purposes only and does not take into account your personal circumstances.
How do I open and manage my account?
  • Account holders must be aged 16 or over.
  • We cannot accept applications from US residents. 
  • The account can be opened online only.
  • The account can be in sole or joint names.
  • Only one account can be opened or held (joint or sole) in any 12 month period.
  • The minimum opening deposit is £1 and must be made by electronic transfer from a nominated account. Once the opening deposit is made, funds can be paid in electronically from any account.
  • The maximum balance is £500,000 for sole accounts and £1,000,000 for joint accounts.
  • The account can only be managed online.
Can I withdraw my money?
  • Yes, this is an easy access account, no notice for withdrawals is required and withdrawals can be made at any time.
  • There is no limit on withdrawals, but there is a limited number of 3 penalty-free withdrawals allowed per 12 month period. The 12 month period starts from the date the account is opened and each anniversary of opening thereafter. The excess withdrawal rate will apply on the balance in a calendar month where a withdrawal is made which exceeds the annual penalty-free withdrawal limit.
  • Withdrawals can only be made online to the nominated account.
  • Closure is allowed at any time.
Additional information *The gross rate is the rate payable without any tax taken off. Credit interest on all our accounts is paid gross. You may need to pay tax to HM Revenue & Customs if the total interest you earn is greater than your Personal Savings Allowance. Visit for more details.

**AER shows what the interest rate would be if interest was paid and compounded once each year.

Please ensure you also read the Terms and Conditions for our personal savings accounts.