Ethical Savings Accounts
Using your savings for a sustainable future.
We all want our savings to work harder for us personally, but what about the wider impact? By putting your money in an ethical savings account you not only get the benefit of a financial return but the knowledge that your savings are contributing to positive change.
At Triodos Bank we offer a range of straightforward sustainable savings accounts. Whether you need instant access to your money, are happy to lock it away for a fixed period to get a better return, wish to save money for your childrens future or want to take advantage of your tax-free ISA allowance; we have a savings product to help.
What makes us different?
- We're 100% ethical - only lending money to people and organisations making a positive impact - culturally, socially and environmentally
- We only lend real money - money entrusted to us by our savers
- We're totally transparent - completely open about how we use our customers' money
Find out about protection for savings with the deposit guarantee scheme .
See below for an overview of the ethical savings accounts we offer:
Triodos Savers
A choice of an easy access and flexible sustainable savings accounts.
| Account name | Interest rate | Access | ||
|---|---|---|---|---|
| Online Saver Plus | Easy access online savings | 1.50% gross/AER* including a fixed 0.50% introductory bonus for the first 12 months | Online | |
| Online Saver | Flexible online savings | 0.30% gross (0.30% AER*) | Online | |
| Saver | Flexible online or postal savings | Up to 0.10% gross (0.10% AER*) | Post and online |
Cash ISAs
Earn tax-free interest on your savings with one of our ethical cash ISAs. Please remember, the value of tax savings will depend on your circumstances and tax rules can change over time. This website is not personal advice based on your circumstances.
| Account name | Interest rate | Access | ||
|---|---|---|---|---|
| 90 day notice Online Cash ISA | Tax-free online savings | 2.15% tax-free (2.16% AER*) including 12 month introductory bonus | Online only | |
| Online Cash ISA | Tax-free online savings | 2.00% tax-free (2.01% AER*) including 12 month introductory bonus | Online only | |
| Cash ISA | Tax-free saving | 0.65% tax-free (0.65% AER*) | Post and online | |
| Two Year Fixed Rate Cash ISA | Save tax-free with two years' fixed interest | 2.10% tax-free (2.10% AER*) | Online | |
| Three Year Fixed Rate Cash ISA | Save tax-free with three years' fixed interest | 2.30% tax-free (2.30% AER*) | Online | |
| Ethical Junior Cash ISA | Tax-free savings for children | 2.00% tax-free (2.01% AER*) | Post and online |
Children's Savings
Savings accounts for children.
| Account name | Interest rate | Access | ||
|---|---|---|---|---|
| Ethical Junior Cash ISA | Tax-free savings for children | 2.00% tax-free (2.01% AER*) | Post and online | |
| Right Start Saver | Ethical savings for under 18s | 0.80% gross/AER* | Post and online |
Fixed Term Savings
Ethical savings bonds. Lock your savings away for a set period of time and enjoy a fixed rate of interest.
| Account name | Interest rate | Access | ||
|---|---|---|---|---|
| Two Year Ethical Savings Bond | Two years' fixed interest for a lump sum deposit | 2.00% gross/AER* | Post and online | |
| Three Year Ethical Savings Bond | Three years' fixed interest for a lump sum deposit | 2.15% gross/AER* | Post and online | |
| Five Year Ethical Savings Bond | Five years' fixed interest for a lump sum deposit | 2.30% gross/AER* | Post and online | |
| Fixed Term Deposit | For individuals looking to invest a minimum of £250,000 or €250,000 for a fixed term of either 3, 6, 9 or 12 months. | The rate offered will vary. Contact us for current rates. | Post |
Regular Saving
For ethical savers who want to put a regular amount away each month.
| Account name | Interest rate | Access | ||
|---|---|---|---|---|
| Fixed Regular Saver | Regular savings with a fixed interest rate for the first year | 1.75% gross (1.76% AER*) | Post and online | |
| Regular Saver | Save a little each month | Up to 0.10% gross (0.10% AER*) | Post and online |
Save and Donate
Choose a charity to benefit from your savings with a Triodos Charity Saver.
| Account name | Interest rate | Access | ||
|---|---|---|---|---|
| Charity Saver | Choose a charity to benefit from your savings | Up to 0.15% gross (0.15% AER*) | Post and online |
*Interest rate quoted is Annual Equivalent Rate (AER) and illustrates what the interest rate would be if interest was paid and compounded once each year. The gross rate is before deduction of tax at standard rate. Tax-free is the contractual rate of interest payable where the interest is exempt from income tax. The favourable tax treatment for ISAs could change.
For more information on all of our ethical savings products visit the individual product pages or call us on 0800 328 2181.