River Cottage

Writer and broadcaster Hugh Fearnley-Whittingstall's food business.

Triodos Cash ISA

Open a Triodos Cash ISA and you'll join a movement making a real difference to people and places across the UK. The Triodos Cash ISA gives you more than tax-free interest. You'll earn a double return, both social and financial.

Summary of Key Features
Account name	Triodos Cash ISA
Interest rates (AERs)	Interest rate is 0.65% tax free (0.65% AER*) Interest rate is variable Interest is calculated daily and paid six monthly
Tax status	Interest is tax free
Conditions for bonus payment	N/A
Withdrawal arrangements	Notice period is 33 days There is no limit on withdrawals. No further payment can be made into your ISA once the annual subscription limit is reached, regardless of withdrawals.
Access	You can manage this account online or by post

*Rates correct as of 23 March 2009. Interest rate quoted is Annual Equivalent Rate (AER) and illustrates what the interest rate would be if interest was paid and compounded once each year. Tax free is the contractual rate of interest payable where the interest is exempt from income tax. The favourable tax treatment for ISAs could change.

The minimum opening deposit is £10 and the maximum subscription limit in each tax year is £3,600 or £5,100 for anyone aged 50 or over.

The ISA can only be opened by a UK resident aged 16 or over, as a sole personal account, not held jointly with someone else.

If you would like to transfer an existing cash ISA to Triodos from another bank, or have any questions about our ISA, call us free on 0500 008 720.

Triodos Bank Terms and Conditions and Tariff of charges apply. Click on the links or call free on 0500 008 720 for a copy.

Important ISA Information
ISA (Individual Savings Account) savers can invest in two separate ISAs each year; one cash ISA and one stocks and shares ISA.

The maximum annual subscription limit for ISAs is now dependent on your age.

For anyone who was born on or before 5 April 1960 (i.e. who will be aged 50 or over during the 2009/10 tax year) the annual ISA subscription limit is £10,200 per tax year. Up to £5,100 of which can be saved in a cash ISA with one provider. The remainder of the £10,200 can be invested in a stocks and shares ISA.

For all other eligible ISA investors, the annual ISA subscription limit is £7,200 per tax year. Up to £3,600 of which can be saved in a cash ISA with one provider. The remainder of the £7,200 can be invested in a stocks and shares ISA.

Triodos Bank only offers a cash ISA.

The money you pay into any ISA is counted as a subscription to that ISA. Subscriptions do not include any interest that you earn on the money you pay into it.

If you change your mind about having a Triodos Cash ISA, you can cancel it and change it to another account type within 30 days of opening the account with no charge, and without affecting your ISA subscription limits (so you can open another cash ISA in the same tax year). We will pay you interest for the period your money was invested with us.

To apply for a Triodos Cash ISA and start using your savings to start making a difference, click below. Or call us free on 0500 008 720 and we'll send you an application pack.

Find out about our internet banking service.

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