so you know what you’re normally paying and when. It can help to do this as a household if you share expenses with anyone else.
Make a list of all the companies you pay, when and how much you normally pay.
Think about household bills (like energy, water, internet, mortage or rent, council tax), subscriptions (like TV or streaming services, gym membership, recurring deliveries), financial products (like insurance, bank charges or credit cards) and anything else that's relevant for you. This advice is mostly looking at bills, but you may want to include other costs like living costs, food and transport.
Reviewing this list might help you find any goods or services you don’t need right now and can cancel, like a streaming service you don't use very often, but remember some bills are essential and should be prioritised - visit MoneyHelper for advice on this. If you find a regular payment to a company you don't recognise, try an internet search to find the company before making any changes, to make sure you're not cancelling an important payment.
If you're not sure how to review your bills online, we've partnered with digital support charity Citizens Online, so that all Triodos Bank UK customers can access free, one-to-one telephone support with a Digital Champion, at a time that suits you. Find out more here.