Triodos Impact Investments

Why Triodos impact investments?

When developing our investment approach, we identified six global trends presenting some of the world’s major sustainability challenges, and the transitions we - as a society - need to make to solve them.

We then developed seven sustainable transition themes, which act as the north star for our investment approach. They help us encourage organisations to adopt commercially viable solutions for overcoming global sustainability challenges.

More than ever, the world needs investments that make a positive impact, and impact investing plays an important role in the transition to a fairer and more sustainable world.

For over 25 years Triodos Investment Management has been investing for impact and has in-depth knowledge and expertise in making money work for people and planet. We have €4.2bn in assets under management, all directly contributing to a more sustainable future.

We can’t achieve a more sustainable future alone. So we collaborate with the companies we screen and invest in to promote and encourage sustainable practices.

We work with them closely to help them increase their positive impact. And we use the voting rights associated with our shareholdings to ensure that decisions around financial profit are never made at the expense of people or the planet.

Global trends and challenges

When developing our investment approach, we assessed six global trends posing big challenges for a sustainable future.

1 Demography: Population growth, ageing, urbanisation and migration

Gloabl Trend: Demography

The world population will continue to grow to almost 8.6 billion in 2030, and 60% of those people are likely to be living in cities. Societies will age, with the median age increasing by 3.4 years to 33 years from 2015 to 2030.

2 Technology: Further digitalisation and lack of skilled labour

Gloabl Trend: Technology

The Internet of Things (IoT), Big Data and artificial intelligence (AI) will likely change our lives and shape business. By 2030, it's projected that 46% of the world population will have secondary education, but there may still be a shortage of qualified employees on a global scale.

3 Natural Resources: Scarcity and the need for transition

Global Trend: Natural Resources

Changing patterns in food demand and consumption will see 8% of the world’s population being undernourished in 2030, whereas 25% of the advanced economies will be over nourished.

4 Ecological boundaries: Global warming and ecosystems at risk

Global Trend: Ecological boundaries

By 2030 there will be a 10% increase in greenhouse gases, increasing temperatures. In the same timeframe, the world’s biodiversity will be reduced to 63% of its original potential.

5 Interconnectedness: Globalisation in a multipolar world

Global Trend: Interconnectedness

Globalisation will continue, albeit at a slower pace. World trade patterns will change. More and more countries will seek to secure selected trade markets via preferential and regional trade agreements, rather than trading with the entire world.
The political and economic hegemony of the United States is slowly waning. The importance of emerging economies, such as China and Russia, is increasing. With a rebalancing of global power, international institutions, such as the International Monetary Fund (IMF) and World Bank, will need greater focus on maintaining their inclusiveness.

6 Politics and economy: Socio-economic systems challenged

Global Trend: Politics and economy

Whilst grassroots movements, internet access and social media are empowering more people, a growing income gap and unequal opportunities are restricting people in fully participating in social, economic, political and cultural life.This may leave people feeling neglected, without hopes for a better life. Anti-establishment parties will capitalise on this by proposing policies that put their country’s interest first.
The global middle classes will continue to grow at an average rate of 150 million per year. A larger middle class means greater spending power, which might enhance economic growth. This increased consumption could result in a larger carbon and material footprint per person, increasing pressure on already constrained natural resources.
Global debt currently amounts to USD 247 trillion (318% of world GDP)and continues to grow. Debt as such is not bad: if used responsibly and productively it can be a catalyst for change. Debt without productive investments, however, increases the vulnerability of debtors and will aggravate economic boom-bust cycles.

Transitioning to a sustainable world

The global trends helped us define seven sustainable transition themes essential for transitioning to a sustainable world. We use them to help organisations adopt commercially sound solutions for overcoming these global sustainability challenges. They're central to our investment approach.

Become a Triodos Impact Investor

Help address these global challenges and quicken the pace of transition to a truly sustainable world. Invest with the Triodos Stocks & Shares ISA or directly in the funds.

Increase your impact

If you're already a Triodos Impact Investor, your money is helping address these global challenges right now.

By investing more you could help accelerate the transition to a truly sustainable future.

You can do this by topping up your investment, or transferring another ISA into the Triodos Stocks & Shares ISA.

Before you increase your investment with us, please remember:

these investments are for long term (5 years or more), as they can go down as well as up in value and you may not get back what you originally invested
this isn't financial advice, so if you're unsure whether these investments are suitable for you, ask a financial advisor
investments are not covered by the Financial Services Compensation Scheme
we want you to be sure this is the right investment for you, so understand the risks and terms and conditions of your investment. Specific risks of both funds are in the Supplementary Information Document, Prospectus and Key Investor Information below.

How to transfer an existing ISA to a Triodos Stocks & Shares ISA

If you already have an ISA with another provider, you can transfer some or all of it to a Triodos Stocks & Shares ISA - either our Triodos Global Equities Impact Fund or Triodos Pioneer Impact Fund - without losing your tax-free ISA status. Remember - the benefits of an ISA depend on your individual circumstances and tax rules may change in the future.

Please check with your existing ISA provider if there are any penalties or charges for transferring out. You can also transfer from a Triodos Cash ISA or Innovative Finance ISA.

Open a Triodos Stocks & Shares ISA
Already have a Triodos Stocks & Shares ISA? Move onto step two.
If you don’t currently have one, you'll need to complete the application form for the Triodos Ethical Stocks and Shares ISA before you can make a transfer into it.
Complete your transfer form
Download the right form below, fill it out and post it to:
Freepost RTAB-JGZR-BUHK
Triodos Bank
T. Bailey Asset Management Ltd
64-66 St James’s Street
Nottingham
NG1 6FJ
The form tells us which ISAs you want to move. If you want to transfer more than one, please send us a separate form for each ISA transfer.
We’ll transfer the funds for you
We’ll transfer the funds directly between your ISAs and protect your tax-free ISA status.
Do not move funds out of an ISA yourself, because your money will lose this ISA status.
We’ll let you know when the transfer is complete. The whole process usually takes 14-30 days.

Impact in stories

Impact of the funds in stories and interviews

Start investing for a sustainable future

Invest with the tax-efficient Triodos Stocks & Shares ISA

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Triodos Impact Investments

Why Triodos impact investments?

Global trends and challenges

Gloabl Trend: Demography

Gloabl Trend: Technology

Global Trend: Natural Resources

Global Trend: Ecological boundaries

Global Trend: Interconnectedness

Global Trend: Politics and economy

Transitioning to a sustainable world

Become a Triodos Impact Investor

Ethical Stocks & Shares ISA

Triodos Pioneer Impact Fund

Triodos Global Equities Impact Fund

Increase your impact

How to transfer an existing ISA to a Triodos Stocks & Shares ISA

Impact in stories

Central Japan Railway: Clean alternative for air and road travel

Kurita Water Industries: Integrated water treatment

Impact interview with fund manager Dirk Hoozemans

Start investing for a sustainable future

Our approach

1. Filter in the 'good'

2. Filter out the 'bad'

3. Financial and sustainability analysis