Yes, Triodos Bank is registered with the Lending Standards Board and adheres to the Standards of Lending Practice.

This voluntary code of practice sets standards for financial institutions to follow when they are dealing with their personal and small business customers in the United Kingdom. It provides valuable protection for customers and explains how firms are expected to deal with them day-to-day and in times of financial difficulties.

For more information, you can read about our commitment to business and charity customers, and learn more about the Standards of Lending Practice on the Lending Standards Board website.

All business lending applications will be reviewed within 7 - 14 days. See our lending guide to find out what you can expect when applying for a business loan or overdraft with Triodos Bank. 

We would consider a combination of selling alongside holding for long-term rental, or complete hold for rental.

Yes. It’s the only way we can be sure you fit with our and (more importantly) our savers’ ethics. We do, however, lend to those in the process of converting to organic.

Triodos Bank offers a fully unadvised service and you will have to determine the amount you require independently. We recommend you consult an independent financial adviser if you need help to determine your financial requirements.

See our new loans checklist to find out what information is required when applying for a business loan with Triodos Bank.

‘Local’ is a difficult area for us to define and monitor. We require all our producers to be organic, but are currently introducing the Soil Association standard for catering businesses – which allows a mix of local and organic foods. We’re unlikely to accept a project purely on the basis of local.

For loans over £1 million, we will respond to your request within 5 days. See our guide to find out what you can expect when applying for a business loan or overdraft with Triodos Bank.

Yes, we do have projects that are part certified. Our general rule of thumb is that more than 70% of the business is organic.

Interest rates are dependent on risk. We will provide you with a facility specific pricing offer once we have received all the information we need from you and have assessed your enquiry against our lending criteria.

Currently, we do not accept unsecured loans. Please refer to our product summaries for the types of security we will accept for different types of borrowing.

LTV requirements are standardised across our products up to £1,000,000. Please refer to our product overview document. 

See our product lending overview document for more information.

Yes, we see this as part of our commitment to supporting affordable housing projects. Learn more about lending for housing, including co-housing, community-led housing and housing associations.

We lend to organisations with a positive cultural, environmental and social impact. For some examples, please visit our know where your money goes page.

How much you can borrow depends on your specific circumstances.

Not in all circumstances but where we lend to a limited company and LLP this may be a requirement.

Please refer to our key facts documents for Base Rate Linked and Fixed Rate loans:

• Key facts about our Base Rate Linked business loans
• Key facts about our Fixed Rate business loans

Depending on your individual circumstances, we can consider interest only periods of up to 12 months.