Everyday savings

Use your savings for a sustainable future

Why an ethical everyday savings account?

Discover the impact of your savings

Compare our everyday savings accounts

Your finances, your way

Manage your money on the go with the Triodos App, or from the comfort of your home on a laptop or desktop with Triodos Internet Banking

How to apply

Open an account in minutes on your smartphone

Triodos Online Saver Plus

An online instant access account with three penalty-free withdrawals a year

Summary Box

Here are the key features of the Triodos Online Saver Plus account.

Interest rate is 3.45% gross*/AER** variable.
Excess withdrawal interest rate is 0.10% gross*/AER** variable. This rate will be paid in the month a withdrawal is made when the annual penalty-free withdrawal limit has been exceeded.
Interest is calculated daily and paid annually into your Online Saver Plus account on 1st January.

Yes – the interest rate is variable and can therefore change at any time. Please refer to section 14.3 of our Terms and Conditions for personal savings accounts.
At least 14 days’ notice in writing will be given of any reduction to the interest rate on this account.

£1,034.50

This estimate is based on £1,000 being deposited at account opening, no further deposits or withdrawals being made and interest being added to the account annually. This projection is for illustrative purposes only and does not take into account your personal circumstances.

To open an account the account holders must be UK residents aged 16 or over.
The account can only be opened in the Triodos Mobile Banking App.
The account can be in sole or joint names.
Only one account can be opened or held (joint or sole) in any 12 month period.
You will need to provide details of a nominated account for payment of the opening deposit and for receipt of all withdrawals. This must be a sterling account with another UK bank or building society or another Triodos Bank UK account in your name.
The minimum opening deposit is £1 and must be made by electronic transfer from the nominated account. Once the opening deposit is made, funds can be paid in electronically from any account.
The maximum balance is £500,000 for sole accounts and £1,000,000 for joint accounts.
The account can be managed in Internet Banking and in the Mobile Banking App.

Yes, this is an easy access account, no notice for withdrawals is required and withdrawals can be made at any time.
There is no limit on withdrawals, but there is a limited number of 3 penalty-free withdrawals allowed per 12 month period. The 12 month period starts from the date the account is opened and each anniversary of opening thereafter. The excess withdrawal rate will apply on the balance in a calendar month where a withdrawal is made which exceeds the annual penalty-free withdrawal limit.
Withdrawals can only be made online to the nominated account, or another Triodos Bank UK account in your name.
Closure is allowed at any time.

*The gross rate is the rate payable without any tax taken off. Credit interest on all our accounts is paid gross. You may need to pay tax to HM Revenue & Customs if the total interest you earn is greater than your Personal Savings Allowance. Visit www.gov.uk/apply-tax-free-interest-on-savings for more details.

**AER shows what the interest rate would be if interest was paid and compounded once each year.

> Download the Summary Box for the Triodos Online Saver Plus

Triodos Online Saver

An online instant access account with no limit on withdrawals

Summary Box

Here are the key features of the Triodos Online Saver account.

Interest rates is 3.05% gross*/3.09% AER** variable.
Interest is calculated daily and paid monthly into your Online Saver account.

Yes – the interest rate is variable and can therefore change at any time. Please refer to section 14.3 of our Terms and Conditions for personal savings accounts.

At least 14 days’ notice in writing will be given of any reduction to the interest rate on this account.

£1,030.93

This estimate is based on £1,000 being deposited at account opening, no further deposits or withdrawals being made and interest being added to the account monthly. This projection is for illustrative purposes only and does not take into account your personal circumstances.

To open an account the account holders must be UK residents aged 16 or over.
The account can only be opened in the Triodos Mobile Banking App.
The account can be opened in sole or joint names.
You will need to provide details of a nominated account for payment of the opening deposit and for receipt of all withdrawals. This must be a sterling account with another UK bank or building society or another Triodos Bank UK account in your name.
The minimum opening deposit is £1 and must be made by electronic transfer from the nominated account. Once the opening deposit is made, funds can be paid in electronically from any account.
There is no maximum balance.
The account can be managed in Internet Banking and in the Mobile Banking App.

Yes, this is an easy access account, no notice for withdrawals is required and withdrawals can be made at any time.
There is no limit on withdrawals.
Withdrawals can only be made online to the nominated account, or another Triodos Bank UK account in your name.
Closure is allowed at any time.

*The gross rate is the rate payable without any tax taken off. Credit interest on all our accounts is paid gross. You may need to pay tax to HM Revenue & Customs if the total interest you earn is greater than your Personal Savings Allowance. Visit www.gov.uk/apply-tax-free-interest-on-savings for more details.

**AER shows what the interest rate would be if interest was paid and compounded once each year.

> Download the Summary Box for the Triodos Online Saver

Choose your account and apply

Start saving with Triodos today. Don't forget to read the Summary Box before applying. You will need to make your application using a smartphone, on the Triodos Mobile App.

General FAQs

A nominated account is an account in your name(s) with either another bank or building society, or an existing Triodos account that allows you to transfer funds.

You need a nominated account when applying for one of our accounts online, and your opening deposit must be made by electronic transfer from your nominated account.

Also if you want to transfer money from your account online to a bank other than Triodos, you must do so to your nominated account. If you want to change your nominated account we need your instructions in writing for security. That's why we need you to return the signature reply form at the start, so we have a record of your signature.

You can have only one Online Saver Plus account in any 12-month period, but you can hold more than one of our other saving accounts at the same time.

You can see how many withdrawals have been made from your Online Saver Plus account by checking the account settings page in Internet Banking. This page will also show you how many free withdrawals are left and your current rate of interest.

To find your account settings, log in to Internet Banking and select ‘old Internet Banking’ then ‘Account Profile’ and ‘Account Settings’. Select ‘Online Saver Plus’ from the drop-down menu where you’ll see your withdrawal terms and limits information.

When you pay funds into your Account, your funds will start earning interest from the day the funds are paid into your Account.

Welcome to positive change

Saving with Triodos is different. We lend our savers' money only to organisations that make a positive impact on society and the environment. So, while you earn interest, your money works for positive change.

This is sustainable banking

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Positive impact

Everyday savings

Why an ethical everyday savings account?

Discover the impact of your savings

Compare our everyday savings accounts

Your finances, your way

How to apply

Triodos Online Saver Plus

Summary Box

Triodos Online Saver

Summary Box

Choose your account and apply

Important documents

General FAQs

Welcome to positive change

This is sustainable banking

We're recommended

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