Variable rate cash ISAs

We offer two options if you want flexible tax-free savings - Online Cash ISA and Cash ISA.

Why a Triodos variable rate cash ISA?

Compare variable rate cash ISAs

Triodos Online Cash ISA

Save tax-free and access your money online

Summary Box

Everything you need to know about the Triodos Online Cash ISA, including key features.

Interest rate is 1.15% tax free* / 1.15%AER** variable.
Interest is paid on balances of £10 and over. It is calculated daily and paid every six months in January and July into your Cash ISA account.

Yes – the interest rate is variable and can therefore change at any time. Please refer to section 14.3 of our Terms and Conditions for personal savings accounts.
At least 14 days’ notice in writing will be given of any reduction to the interest rate on this account.

£1,011.53

This estimate is based on £1,000 being deposited at account opening, no further deposits or withdrawals being made and interest being added to the account six monthly. This projection is for illustrative purposes only and does not take into account your personal circumstances.

Can be opened by any UK resident aged 16 or over.
The account can only be opened online.
Sole accounts only, cash ISAs cannot be held in joint names.
The minimum opening deposit is £10 and must be made by electronic transfer from a nominated account. Once the opening deposit is made, funds can be paid in from any account.
There is no maximum balance, but the maximum current year’s subscriptions should not be more than the current tax year’s ISA allowance of £20,000 (2019/20 tax year).
In addition to making deposits that count towards the ISA subscription allowance, existing Triodos UK or other providers’ ISAs can be transferred in.
The account can only be managed online.

Yes, subject to the notice period which is 33 days.
There is no limit on withdrawals.
Withdrawals can only be made online to the nominated account.
Closure or transfer to another ISA provider is allowed at any time.
This is a flexible ISA which allows cash to be withdrawn and replaced in the same tax year without the replacement counting further towards the ISA holders’ subscription allowance for that tax year.

*The tax advantages of ISAs depend on your individual circumstances and the tax treatment of ISAs may change in the future.

** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be interest was paid and compounded once each year.

Download Triodos Ethical Online Cash ISA Summary Box21 KB, PDF

Triodos Cash ISA

Save tax-free and access your money online and by post

Summary Box

Everything you need to know about the Triodos Cash ISA, including key features.

Interest rate is 0.65% tax free*/AER** variable.
Interest is paid on balances of £10 and over. It is calculated daily and paid every six months in January and July into your Cash ISA account.

Yes – the interest rate is variable and can therefore change at any time. Please refer to section 14.3 of our Terms and Conditions for personal savings accounts
At least 14 days’ notice in writing will be given of any reduction to the interest rate on this account

£1,006.51

This estimate is based on £1,000 being deposited at account opening, no further deposits or withdrawals being made and interest being added to the account six monthly. This projection is for illustrative purposes only and does not take into account your personal circumstances.

Can be opened by any UK resident aged 16 or over
The account can be opened online or by post
Sole accounts only, cash ISAs cannot be held in joint names
The minimum opening deposit is £10 and must be made by electronic transfer from a nominated account or by cheque. Once the opening deposit is made, funds can be paid in from any account
There is no maximum balance, but the maximum current year’s subscriptions should not be more than the current tax year’s ISA allowance of £20,000 (2019/20 tax year)
In addition to making deposits that count towards the ISA subscription allowance, existing Triodos UK or other providers’ ISAs can be transferred in
The account can be managed online or by post

Yes, subject to the notice period which is 33 days
There is no limit on withdrawals
Withdrawals can be made online to the nominated account or by post
Closure or transfer to another ISA provider is allowed at any time
This is a flexible ISA which allows cash to be withdrawn and replaced in the same tax year without the replacement counting further towards the ISA holders’ subscription allowance for that tax year

*The tax advantages of ISAs depend on your individual circumstances and the tax treatment of ISAs may change in the future.

** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Download Triodos Cash ISA Summary Box21 KB, PDF

Apply now

Choose your variable cash ISA and apply now to start saving tax-free with Triodos. Don't forget to read the Summary Box before applying.

Transfer an ISA

Transfer an existing ISA to a Triodos ISA, or between Triodos ISAs, without losing your tax-free ISA status.

FAQs

The ISA allowance is the maximum amount you can invest across all types of ISAs in any one tax year. You can put your whole allowance into a particular type of ISA or you can split it between the different types of ISAs: Cash, Stocks & Shares, Lifetime and Innovative Finance. The ISA allowance for the 2019/20 tax year is £20,000. For Junior Cash ISAs, the allowance is £4,368.

To top up a Triodos Cash ISA:

Make a transfer from another account (either an account with another provider or another Triodos account that allows withdrawals)
Transfer by cheque if the Triodos cash ISA you want to subscribe to accepts cheques - contact us if you are not sure on 0330 355 0355 or +44 (0)117 973 9339 if calling from abroad

The Triodos sort code is 16-58-10 and you can find your Triodos cash ISA account number on your statements. If you want to deposit a cheque, please post it along with a paying-in slip to:

Freepost TRIODOS BANK

By completing an application for any of our accounts online you are automatically registered for Internet Banking and can manage your account online.

If your application was made by post then Internet Banking access is available for the following accounts:

Triodos Saver
Triodos Cash ISA
Triodos Regular Saver
Triodos Fixed Regular Saver
Triodos Online Cash ISA (TOISA)

You can also access the Triodos Right Start Saver account online but you can't make payments from this account.

If you want to apply to manage your existing Triodos account online, download the application form below or call us on 0330 355 0355 and we'll send you one. Before completing an application form please ensure you have read our Terms and Conditions for personal savings accounts below.

From 6 April 2016, the following Triodos ISAs were made flexible (subject to change; please see our ‘Terms and Conditions for our personal banking accounts’ for confirmation of which of our ISAs are flexible ISAs):

Triodos Online Cash ISA
Triodos Cash ISA
Triodos 90 Day Notice Online Cash ISA

If you have one of these accounts, it will be a flexible ISA, regardless of whether you opened your account before or after 6 April 2016.

The Triodos Fixed Rate Cash ISAs, Ethical Stocks and Shares ISA and Ethical Junior Cash ISA are not flexible.

Yes, you can split your ISA allowance into different types of ISA: Cash, Stocks & Shares, Lifetime, and Innovative Finance.

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