Currently, we do not accept unsecured loans. Please refer to our product summaries for the types of security we will accept for different types of borrowing.

LTV requirements are standardised across our products up to £1,000,000. Please refer to our product overview document. 

See our product lending overview document for more information.

We lend to organisations with a positive cultural, environmental and social impact. For some examples, please visit our know where your money goes page.

How much you can borrow depends on your specific circumstances.

Not in all circumstances but where we lend to a limited company and LLP this may be a requirement.

Please refer to our key facts documents for Base Rate Linked and Fixed Rate loans:

• Key facts about our Base Rate Linked business loans
• Key facts about our Fixed Rate business loans

Depending on your individual circumstances, we can consider interest only periods of up to 12 months.

Our Business Lending Tariff outlines all charges we may charge for lending products. Some charges are variable and depend on the specific profile of each facility.

Triodos Bank offers Base Rate Linked and Fixed Rate loans to its customers. Both of these loan types will attract Early Repayment Fees if the loan is repaid in full or in part before it is due.

Early Repayment Fees are detailed in the Specific Conditions of your loan. They may include:

1. Prepayment Fees (also known as early repayment fees)
2. Break Costs (also known as redemption charges) – applicable to Fixed Rate loans with a value of £1,000,000 or more

Please review our Key Facts Documents for more details on Early Repayment Charges.

• Key facts about our Base Rate Linked business loans
• Key facts about our Fixed Rate business loans

We prefer for your contribution not to be funded by other loans. If all / part of your contribution is made up of another loan, we will need to understand who the loan is from and review the loan terms.

We do not provide individual receipts for fees. If you require documentary confirmation of the terms of the commitment fee please refer to your signed Heads of Terms document

You will be required to pay your solicitors directly. Any charges from Triodos directly will be outlined in your Heads of Terms. For guidance, please see our Business Lending Tariff.

Interest rates are dependent on risk. We will provide you with a facility specific pricing offer once we have received all the information we need from you and have assessed your enquiry against our lending criteria.

We will only consider this if we have first charge over the property.

Commitment fees are only refundable where a loan does not get credit approval, or the approval is not based on the conditions specified in the Heads of Terms. In all other instances the commitment fee is non-refundable.

Within 5 business days, depending on the complexity and volume of security.