Innovative Finance ISA
An ISA specifically for direct investments delivering positive change
Why a Triodos Innovative Finance ISA?
What we offer
Start investing in positive change
Open an IFISA and invest in organisations committed to delivering positive change through our crowdfunding platform.
Transfer an ISA to us
Transfer some or all of an existing ISA to a Triodos Innovative Finance ISA, or between Triodos ISAs, without losing your tax-free ISA status.
FAQs
Yes, you can split your ISA allowance into different types of ISA: Cash, Stocks & Shares, Lifetime, and Innovative Finance.
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The ISA allowance is the maximum amount you can invest across all types of ISAs in any one tax year. You can put your whole allowance into a particular type of ISA or you can split it between the different types of ISAs: Cash, Stocks & Shares, Lifetime and Innovative Finance. The ISA allowance for the 2019/20 tax year is £20,000. For Junior Cash ISAs, the allowance is £4,368.
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You can open a Triodos Innovative Finance ISA if you are resident in the UK for tax purposes and are over 18 years of age.
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The Innovative Finance ISA (IFISA) is a type of ISA that allows you to receive the interest you earn on eligible crowdfunded investments tax-free.
Find out more about different types of ISA and how they work on the gov.uk website.
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Only certain bond offers will be eligible. Share offers are not eligible for the IFISA. Bond offers that are eligible will be clearly marked on the crowdfunding platform and in the offer document and you will be given the option of investing either directly into the bond or through the IFISA when you apply.
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Welcome to positive change
Our different approach to banking means your money works harder - changing lives, protecting the environment and building strong communities.
This is impact investing
Stories about the pioneering organisations we're helping to grow
Make a positive change
Explore investment opportunities on our crowdfunding platform
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