FAQs
Do not respond to any email that asks you for information about your internet banking log in details. If you have received a suspicious email, do not respond and call our Contact Team as soon as you can during our opening hours on 0330 355 0355 to check if it is a genuine email.
Our opening hours are published on our help and support page.
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Identity fraud happens when someone steals and uses your personal information to buy products or services. They get hold of this information in many ways - taking post from your bin, looking for information about you online, or contacting you directly, pretending to be from a real organisation.
There are several things you can do – offline and online - to protect your personal information. Here are a few tips.
Protect yourself offline:
- Shred your post
Shred or cut up your post before putting it in the bin, so your name and address cannot be stolen. - Redirect your post
If you move house, ask Royal Mail to redirect your post for at least a year. - Be tidy
Don’t leave things like bills or personal documents lying around for others to see. Even on your work desk. - Know your bank
This sounds like an odd one, but knowing how your bank will and won’t contact you can help you spot fraudulent emails, texts or calls claiming to be from your bank. If a bank statement or new bank card doesn’t arrive, tell your bank or card company immediately.
Protect yourself online:
- Create complex passwords
Create strong passwords and different passwords for every online account you have (email, online banking, social media, retail websites etc). Avoid using personal information in passwords, like names of family, school, pets, cars. This will reduce the likelihood that someone could guess or hack your password and access other platforms you use. You might find a password management tool useful. - Use anti-virus software
Protect your internet-connected devices with up-to-date security software, and make sure you install all official software updates and security fixes on your devices. - Connect with those you know
Don’t accept invitations from people you don’t know on social media sites. - Be wifi wise
Public wifi connections and Hotspots can be hacked and used to see what you’re doing online. Whilst it’s fine to use public wifi for browsing, never use it for buying something, logging in, online banking, filling in forms – or anything else that requires your personal or card data. - Be private
Double-check that your social media profiles are private so that you’re only sharing information with people you know. - Think before you post
Before you post anything on social media, forums or online platforms, make sure you’re not revealing any personal information – even pictures of your car registration can be used to get your address from DVLA records.
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For card related fraud, block your card in the Triodos Mobile Banking App or in Internet Banking. Then, please call us on 0330 355 0355 (or +44 (0)1179 739339 if calling from abroad) to speak to our 24/7 card services department.
For other fraud related queries, we're available 8am-6pm Mon-Fri (9am-6pm Thu), and 10am-4pm weekends.
Once you've contacted us we'll ask you for all information you have about the loss or theft and may require you to report it to the police.
Where Fraud is confirmed you should also report it to Action Fraud – the UK’s national fraud and cyber crime reporting centre:
- Call: 0300 123 2040
- Report it online: actionfraud.police.uk
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Fraud can affect anyone, and you can help protect your friends, family and neighbours by telling them about different types of scams to help them be savvy about fraud.
You can also help by looking out for signs that could mean they are being targeted by fraudsters:
- lots of junk mail – postal or email
- unexpected or suspicious calls, texts or emails
- visits from strangers
- lots of deliveries for things they don’t seem to need
- an unexpected change in financial circumstances, or money troubles
- uncomfortable talking about money
- unnecessary work to their house or garden
- a new friendship that seems out of place somehow
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If you think someone is being targeted by fraudsters or has fallen victim already, speak to them about it and reassure them that they aren’t to blame – fraudsters use various tactics to trick people into giving them money or private information, and anyone could be taken in. Many people can feel ashamed or embarrassed by falling victim to fraud, so it’s important for them to know there’s support available.
Help them to report it to Action Fraud. If they bank with Triodos, report it to us immediately by calling 0330 355 0355.
They could also talk to Victim Support - a charity that provides practical and emotional support to people affected by crime.
For more information, download a factsheet from Independent Age: Scamwise: Spotting, avoiding and reporting scams.
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If you authorise a payment from your account, you will be responsible for it. Where you tell us a payment from your account was not authorised by you, you can ask us for a refund. However, you must notify us as soon as possible and no later than 13 months after the debit date. After this time we will not be able to issue a refund.