Why borrow from Triodos?
What we offer
Our Lending Guide
What you need to do to start your application and what you can expect from us.
FAQs
Applications for loans up to £1 million are currently taking longer to process than usual and may take up to 20 days for our team to review. See our lending guide to find out what you can expect when applying for a business loan or overdraft with Triodos Bank.
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See our new loans checklist to find out what information is required when applying for a business loan with Triodos Bank.
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Triodos Bank offers a fully unadvised service and you will have to determine the amount you require independently. We recommend you consult an independent financial adviser if you need help to determine your financial requirements.
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For loans over £1 million, we will respond to your request within 5 days. See our guide to find out what you can expect when applying for a business loan or overdraft with Triodos Bank.
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Currently, we do not accept unsecured loans. Please refer to our product summaries for the types of security we will accept for different types of borrowing.
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LTV requirements are standardised across our products up to £1,000,000. Please refer to our product overview document.
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How much you can borrow depends on your specific circumstances.
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Interest rates are dependent on risk. We will provide you with a facility specific pricing offer once we have received all the information we need from you and have assessed your enquiry against our lending criteria.
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See our product lending overview document for more information.
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You will be required to pay your solicitors directly. Any charges from Triodos directly will be outlined in your Heads of Terms. For guidance, please see our Business Lending Tariff.
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We lend to organisations with a positive cultural, environmental and social impact. For some examples, please visit our know where your money goes page.
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Not in all circumstances but where we lend to a limited company and LLP this may be a requirement.
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Please refer to our key facts documents for Base Rate Linked and Fixed Rate loans:
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Depending on your individual circumstances, we can consider interest only periods of up to 12 months.
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Our Business Lending Tariff outlines all charges we may charge for lending products. Some charges are variable and depend on the specific profile of each facility.
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Triodos Bank offers Base Rate Linked and Fixed Rate loans to its customers. Both of these loan types will attract Early Repayment Fees if the loan is repaid in full or in part before it is due.
Early Repayment Fees are detailed in the Specific Conditions of your loan. They may include:
- Prepayment Fees (also known as early repayment fees)
- Break Costs (also known as redemption charges) – applicable to Fixed Rate loans with a value of £1,000,000 or more
Please review our Key Facts Documents for more details on Early Repayment Charges.
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We prefer for your contribution not to be funded by other loans. If all / part of your contribution is made up of another loan, we will need to understand who the loan is from and review the loan terms.
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We do not provide individual receipts for fees. If you require documentary confirmation of the terms of the commitment fee please refer to your signed Heads of Terms document
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Interest rates are dependent on risk. We will provide you with a facility specific pricing offer once we have received all the information we need from you and have assessed your enquiry against our lending criteria.
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We will only consider this if we have first charge over the property.
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Commitment fees are only refundable where a loan does not get credit approval, or the approval is not based on the conditions specified in the Heads of Terms. In all other instances the commitment fee is non-refundable.
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Within 5 business days, depending on the complexity and volume of security.
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Broad experience, in-depth expertise
Over 35 years we've developed a team with wide-ranging experience and in-depth expertise. Explore a selection of the projects we've financed
See our expertise in financing...
Welcome to positive change
Our approach to banking is different. We work with organisations that contribute to positive social, environmental and cultural change.
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