What is the difference between savings and investments?

The term Savings describes accounts in which you deposit money and earn a set rate of interest, such as our Cash ISA or Saver accounts. Triodos Bank only lend deposited money to organisations that are making a positive environmental, social or cultural impact, and we publish details of every organisation we lend to on our website.

The term Investments refers to accounts in which you can buy assets such as shares in stock market listed companies or Depository Receipts in Triodos Bank. With all investments your capital is at risk and you may not get back the full amount you invested and investments should be considered for the long term i.e. 5 years or more. Payment of income or interest is variable and not guaranteed.

Like with our Savings accounts, all Investments made via Triodos Bank are used to support businesses that are making a positive environmental, social or cultural impact and we publish details of all the investments we make. For example, through the Triodos Socially Repsonsible Investment Funds you can invest in a diverse portfolio of stock market listed shares and we publish the entire portfolio of both funds on our website:

Related FAQs

Related how-to guides

How to transfer an ISA to a Triodos ISA

How to transfer an existing ISA to a Triodos Stocks & Shares ISA

Change the type of cash ISA held with Triodos Bank

How to transfer an existing ISA to the Triodos Innovative Finance ISA

How to update your account and personal details

How to apply for Triodos Bank Depository Receipts

Related downloads

Find what you were looking for?

Search our help and support section for more

Go to help and support