Triodos Fixed Term Deposit Accounts

A range of fixed term accounts to meet your organisation's needs

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Why a Triodos fixed term deposit account?

While you earn interest, we use your deposits to help make the world a better place. We only lend our customers' money to organisations that are making a positive impact for people and planet.

We want to be totally transparent, so we list every project we finance and organisation we lend to. That way, you know how your organisation's money is being used to achieve positive and lasting change.

We connect depositors, savers and investors who want to change the world for the better, with entrepreneurs and sustainable organisations doing just that. It’s how Triodos Bank Group has grown since 1980 to attract 700,000 customers.

Size isn’t important to us, but the quality of relationships we have with our business customers is. So expect a service from people who share your values, and are focused on helping you get the most out of your relationship with Triodos.

How to apply for a Triodos business or charity account

Applying for any Triodos business or charity account involves just a few quick online eligibility questions and then an online application form. We may also need to request further business documents and ID from you. You can help us to open your account faster by responding to any requests for documents as soon as possible.

To ensure our account is a good fit for your organisation, please make sure you meet our eligibility criteria, and take into consideration that we do not offer a debit or credit card on any of our business or charity accounts, nor do we have standard services to access cash. You will have internet banking access to make payments and a chequebook if required.

Read our key documents
- Terms and Conditions for businesses and charities
- Business Accounts Eligibility Criteria
- Business banking tariff of charges
- Interest rates for current and deposit accounts, for businesses and charities
- The summary box for the appropriate account if you are applying for a deposit account
- Triodos Bank's Privacy Statement
- FSCS information sheet
Check your eligibility and apply
We will ask you a few quick questions to make sure you are eligible for an account and then you will be directed to our online application form to complete.
Click here to check your eligibility and apply.
You can also request a paper application form if you prefer, but this may extend the processing time.
We'll assess your application
We take a genuinely responsible approach to business, transparency and using money more consciously.
That’s why we assess organisations applying for our accounts to make sure their practices don't conflict with our ethos.
If you're unsure whether your organisation would fit with our values, give us a call.
To be eligible to apply for a business current account your organisation will need to have a turnover of £50,000 or more.
You can also check our minimum standards - it lists the non-sustainable products, services and working practices that would exclude an organisation from banking with us.
We'll set up your account
If your application is successful, we’ll set up your account and send you a welcome pack.

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Summary Box

Everything you need to know about the Triodos Fixed Term Deposit account, including key features.

Term	6 months	12 months
Rate	0.20%gross/ AER*	0.25%gross/ AER*

Interest is calculated daily and paid annually and on maturity.

No – the interest rate is fixed when the account is opened and we have received your full opening deposit.

Rates may change between the time the application is made and the time the account is opened and full opening deposit received.

Term	6 months	12 months
Balance	£10,009.97	£10,025.00

This estimate is based on £10,000 being deposited at account opening, no further deposits or withdrawals being made and interest being added to the account annually and at maturity. This projection is for illustrative purposes only and does not take into account your business’ circumstances.

The account can only be applied for online. Before you apply you will need to call us so we can find out more about your organisation and discuss if banking with Triodos Bank is suitable.
The minimum opening deposit is £10,000.
No further deposits are allowed after the full opening deposit is received.
The maximum balance is £5,000,000.

No early closure or withdrawals are allowed.

A minimum of 30 calendar days before the fixed maturity date we will contact you to inform you of your options. At maturity the Account will automatically be changed to an Easy Access Business and Charity Deposit Account, unless you advise us to do something differently.

*The gross rate is the rate payable without any tax taken off. Credit interest on all our accounts is paid gross.

**AER shows what the interest rate would be if interest was paid and compounded once each year.

Welcome to positive change

Saving with Triodos is different. We lend our savers' money only to organisations that make a positive impact on society and the environment. So, while you earn interest, your money works for positive change.