Here’s five reasons to consider monthly investing into our Impact Funds. Keep in mind that we’re not giving you personal advice or a recommendation to invest. You should make the decisions that are right for your finances, and consider getting financial advice if you’re not sure. You can learn more about financial advice and find advisers in your area at unbiased.co.uk.
Reason 1: Each investment helps the move to a more sustainable and fairer future
The great thing about our Impact Funds is that they let you invest in lots of different organisations. Each time you invest, you’re helping these companies tackle a range of different issues across different communities. Every little bit you invest contributes to and helps galvanise the move to a more equitable and sustainable society.
You can even track your impact in the Triodos App where you can see how much carbon dioxide has been avoided and water saved, thanks to your investments.
Reason 2: You can invest from as little as £25 per month
If you’re new to investing, you don’t have to go all in with a large lump sum. Putting a little bit away each month might be a sensible option. Of course, investments go down as well as up, so there’s always a chance that you could get back less than you invest.
Monthly investing might also be the more affordable option as you don’t have to save up a big lump sum to invest for the future. Plus, you can decide what amount suits your monthly budget, and change it (or stop and start) whenever you like.
If you’re new to investing, you might want to read our article: Is investing right for me?
Reason 3: A little could turn into a lot over time
It might not seem like a lot now, but those little amounts you invest could be worth a lot more in the future. It’s not just the money you put in that could add up, any growth on your investment which is reinvested, could itself grow in the future. The effect is that any investment growth is magnified over time.
The key is to leave your investments for the long-term (around 5 – 10 years) to let any growth build up. Although, there’s no guarantee that your investments will grow in value, so you could lose money.
Five ways to help understand impact investment risk
Reason 4: Regular investing can help smooth out stock market turbulence
When the stock market is going up, investing a lump sum can be a smart option because your investment could grow in value. But during times of economic and political uncertainty, when the value of investments can go up and down rapidly, little and often could be the best approach.
Investing regularly means you average out the price at which you invest, which can lower the risk of investing at just the wrong time. To learn more and see this in action, read our article on regular investing in troubled times.
Reason 5: It’s easy to get started
If you’ve got an investment account with us already, you can jump straight to our online guide: How to set up a regular monthly investment
Otherwise follow the three steps below to get set up. Remember that this is not advice or a recommendation to invest. You should consider financial advice if you’re not sure. You might also want to read our article: Is investing right for me?