The digipass is one of our current methods of logging in to Internet Banking, as we feel this provides a strong level of security. We have now introduced the ability to log in to Internet Banking and to authorise payments in Internet Banking using the Triodos Mobile Banking App. You can find out more about how to do both of those things, here.

Currently the Triodos Mobile Banking App is only available for Personal Current Account customers, or Online Saver and Online Saver Plus customers that have opened an account using the Mobile App. But over the coming months we will be rolling it out to all Personal Savings and Investments customers. If you are not a Triodos Current Account customer yet, you can apply here.

You can stop sharing your account information at any time. To withdraw consent you should contact your third party provider. You can also withdraw consent by logging into your Triodos Internet Banking and go to ‘Account Profile’ and then ‘Open Banking Consents’. If you use the Triodos Mobile Banking App you can find this under ‘More’, ‘Preferences and privacy’.

You can request a temporary increase to your account daily payment limit in either Internet Banking or the Triodos Mobile App. You can increase your limit up to £100,000 for Savings Accounts, or £3 million for the Personal Current Account. You can set your higher daily payment limit for up to seven days.

Personal Current Account Payments

When paying another account with another bank, for payments over £20,000 you will need to request a temporary payment limit increase.  Once you’ve made the request for the temporary limit increase it can take a minimum of four hours for it to take effect. CHAPs payments must be made before 2pm if they need to be received by the end of that working day. Foreign payments must be made before 1pm if they need to be sent that day, but please be aware they can take up to 10 working days to arrive. We therefore recommend you make the temporary daily limit change the day before to ensure you can make the CHAPs or foreign payment on time. You can set the maximum temporary limit increase of £3 million for up to seven days.

For payments over £250,000 : If you do not have a digipass, once you have authorised the payment in Mobile App or Internet Banking you will have to call our contact team to go through extra security checks.

As with all payments, please check the bank details you are paying to are genuine and correct before making the payment.

Savings Account Payments

If you want to make a payment for more than £20,000 you will need to request a temporary limit increase and wait a minimum of four hours before you can make the payment. You can set the temporary limit increase for up to seven days and the maximum you can pay is up to £100,000 per day if transferring to your nominated Triodos account.

To make a payment of over £100,000 to a nominated account that is not a Triodos account please send us a secure message via Internet Banking.

If you are paying more than £20,000 in one go from your Savings Account to your Personal Current Account, to then make a CHAPs payment of over £20,000 to another bank account, you will need to increase the payment limit on both of your accounts.

How to make the temporary payment limit increase

You will be able to make the temporary limit increase in the Triodos Mobile Banking App and, or via Internet Banking.

In the Mobile App go to ‘More’ then ‘Account Settings’ and select the account you wish to apply the temporary change to. From there, choose ‘Daily limit per transaction’ and fill in the temporary change with the amount and for how long you’d like this temporary change to be available.

Watch our short video on how to make a temporary daily payment limit change in the Mobile App

In Internet Banking go to ‘Old Internet Banking’, select ‘Account Profile’ then ‘Account Settings’, here you can request the temporary payment limit change

You will need to authorise the change either by digipass, password or mobile passcode.

Once you’ve submitted the request you’ll need to wait four hours before it goes live, we’ll send you an email confirmation once it has.

When you log in to Internet Banking using the QR code reader in the Triodos Mobile App, you’ll then be able to authorise payments from your Personal Current Account under £250 with either your mobile passcode, Face ID or Touch ID. To authorise payments of £250 and above you’ll need to use your digipass.

If you opened an Online Saver or Online Saver Plus account using the Mobile App, then you can also authorise payments in Internet Banking with Mobile App.

We want to make it easier for you to use your account, while keeping it secure. So we’re gradually rolling out a number of improvements over the coming months, to give you more ways to authorise payments with enhanced security.

The Triodos Mobile Banking App has a QR code reader that will allow you to log into Internet Banking.

The QR code reader can be found on the Mobile App log in screen and at the top of the ‘Payments’ screen.

Open the Mobile App and select ‘QR’, this will open your camera so you can scan the QR code on the Internet Banking log in screen.

If you use Face ID or Touch ID the QR code reader can be found at the top of the ‘Payments’ screen.

You can find out more about using the QR code reader on our help and support page.